Top 10 Credit Cards For Excellent Credit

Do you have excellent credit? If so, it’s time to upgrade to a better rewards credit card.

The banks are fighting harder than ever to win customers with excellent
credit. Take advantage of your excellent credit today by getting a card
that earns you more rewards. Our credit card experts have selected the
top 10 credit card deals you can take advantage of right now:

A top travel card. This card earns you 2 miles for every $1 spent and
comes with a one-time bonus of 40,000 miles once you spend $3,000 on
purchases within 3 months of account opening, equal to $400 in travel.
It does have an annual fee of $59, but it’s waived the first year. The
card allows you to fly any airline, stay at any hotel, anytime with no
blackout dates a real plus for last minute travel plans. It also has
zero foreign transaction fees and your Miles won’t expire for the life
of the account. All of these benefits make the Capital One Venture Card a
great fit for all travelers and even once-a-year vacations!

This cash rewards card comes with a unique sign up bonus unlike anything
you’ve seen. At the end of your first year, Discover will match the
cash back you’ve earned. This is the only credit card that will match
your cash back at the end of the first year. So if you earned $200 in
cash back from purchases in your first year, Discover will match it,
making your total cash back for the year $400! The Discover it card
earns 5% cash back in popular spending categories that change each
quarter and 1% on all other purchases. The 5% cash back categories
include things like gas, groceries, dining, and more. On top of the
incredible rewards program, this card comes with 0% intro APR on
purchases and balance transfers for 14 months. There is even no annual
fee, no foreign transaction fees, and no late fee for your first late
payment. This card is perfect for cash rewards, financing a big
purchase, transferring your high interest debt, and avoiding bank fees
to help you save money.

With the Bank of America® Travel Rewards Credit Card, you’ll earn
unlimited 1.5 points per $1 spent on all purchases, and points can be
redeemed for nearly any travel purchase in the form of a statement
credit. This card comes with 20,000 online bonus points if you make at
least $1,000 in purchases in the first 90 days. That can be a $200
statement credit towards travel purchases, and it’s one of the few
travel rewards cards with no annual fee. This card also offers no
foreign transaction fees, making it perfect for traveling abroad. If
you’re a traveler looking for a simple no annual fee card that won’t
restrict your travel to certain airlines, giving you the flexibility to
travel on any airline, at any time, with no blackout dates, then this
card is for you.

If you’re looking for travel rewards alongside 0% intro APR on
purchases, you need to checkout the Discover it® Miles card. This card
offers 0% intro APR on purchases for 14 months. This gives travelers the
flexibility to pay off large purchases over a longer period of time,
while earning miles on their purchases. This is a great travel credit
card that also comes with no foreign transaction fees, no annual fee,
and no late fee on your first late payment. When you use this card,
you’ll earn 1.5 miles for every $1 spent. Add in the fact that Discover
will match all the miles you’ve earned at the end of your first year,
and you can see why it is one of the top travel cards. Did we mention
that you can fly any airline, any time, with no black out dates?

Intro APR of 0% Introductory APR on purchases for 12 billing cycles,
plus 1% cash back on every purchase, 2% at grocery stores and wholesale
clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale
club/gas purchases each quarter makes this card a top pick. Did we
mention this card comes with no annual fee? In case that wasn’t enough,
you’ll also gain access to Bank of America’s award winning online &
mobile banking. The reward rates get even better if you have a Bank of
America checking or savings account and redeem your cash rewards into
your checking or savings account. Finally, you get a $150 online cash
rewards bonus after you spend at least $500 on purchases in the first 90
days of account opening. With cash back, no annual fee, a long 0% intro
APR, and a generous sign up bonus, and you can see why this card is a
top pick of ours!

This is one of the best low interest cards available. Regain control
over your financial life with three key benefits. Pay no annual fee and
receive 0% Intro APR for 15 billing cycles for balance transfers made in
the first 60 days and 0% Introductory APR on purchases for 15 billing
cycles as well. What really makes this card shine is that there’s a $0
Intro balance transfer fee for the first 60 days your account is open.
After that, the fee for future balance transfers is 3% (min. $10). That
means your payments can go entirely toward reducing your debt for over a
year. Paying down your debt could improve your credit score. Track your
progress and access your FICO® Score for free with this card. Unlike
most cards, there is no penalty APR here. Put time on your side to trim
or wipe out your debt, with no annual fee and no intro balance transfer

This card is perfect for people looking to avoid paying interest or who
want to finance a large purchase. The Citi Diamond Preferred offers an
intro APR of 0%* for 21 months on Purchases* and 0%* for 21 months on
Balance Transfers*
– with no annual fee! That means you will have well over a year to pay
down your balance interest free. By transferring your other high
interest credit card balances to this card, you’ll be able to avoid
paying expensive interest charges for the entire intro period. You’ll
also gain access to Citi Private Pass for exclusive presale tickets and a
Personal Concierge Service available to assist you 24/7. With each
purchase, you’ll earn City Easy Deal points with each card purchase
redeemable for discounts on online merchandise, travel tickets, gift
cards, and more.

The Blue Cash Everyday® Card from American Express is one of the more
unique cash back cards. It’s best for the average household. It provides
a competitive 3% cash back (with a $6,000 annual cap) at U.S.
supermarkets, 2% at U.S. gas stations and select department stores, and
1% on all other purchases with no annual fee! This card is great for
anyone that spends a lot of money on gas and groceries. The cash back is
received in the form of Reward Dollars that you can redeem for
statement credits. The card also has 0% intro APR on purchases and
balance transfers for 12 months, so if you need to transfer your balance
from another card you can put it on this with zero interest for a full

This is one of the best cash rewards card out there because it gives you
cash back twice. You’ll earn 1% back when you make a purchase, and
another 1% back when you make a payment. You’ll also receive a 0% intro
APR on balance transfers for 18 months. This is very helpful in paying
off a balance when you transfer it to this card from another credit
card. The best part about this card’s cash back? There’s no limit to the
amount of cash back you can earn! This card is perfect for people who
don’t want to keep up with rotating categories each quarter. When used
responsibly, this card is a cash back machine. With a great rewards
rate, 18 months of 0% intro APR on balance transfers, and no annual fee,
the Citi Double Cash is a smart choice for just about everyone!

Imagine getting almost two years with 0% interest on purchases or a
balance transfer. Reshape your financial picture with this
industry-leading low-interest card from Citi. If you have major expenses
on the horizon, like a wedding, a big trip, new furniture or
appliances, this card delivers you an incredible 21 months to pay down
that purchase with no interest. That’s right. Almost two years with no
interest. For people who want to kick high-interest credit card debt to
the curb once and for all, this is one of the best get-out-debt cards
available. Transfer your high-interest debt to the Citi Simplicity® Card
– No Late Fees Ever and for 21 months your payments will go directly to
paying down your balance. That could save you hundreds of dollars in
interest. Take the time you need to put your financial house in order.
This card is a great match if you occasionally pay a bill late. True to
its name, this simple card has no late fees, no penalty APR if you miss a
payment and no annual fee. The Citi Simplicity® Card – No Late Fees
Ever is best in class beating other 0% intro offers by six to nine

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